Terms and Conditions for Site Access
Please review these terms governing use of our financial advice website. Our focus is clear, responsible communication for all visitors.
December 30, 2025
Acceptance of Terms
By using our website, you agree to these terms and acknowledge you are responsible for reading regular updates. If you do not accept, please discontinue use.
Definitions
The following definitions clarify important terms used in this document.
"Site": Refers to novexarila.pro, our official financial advice hub accessible by all users.
"Content": Includes articles, advice, and materials provided for informational purposes, not as personal or legal advice.
"User": Any individual or entity accessing, browsing, or interacting with the site.
"Services": Includes the provision of financial insights, stories, and user interaction tools.
Use of Our Services
All content is for informational guidance only and not a substitute for professional financial advice.
Eligibility
Access is limited to those who agree with these terms and can form a binding contract under Malaysian law.
Individuals under 18 must have guardian approval.
User Responsibilities
You are responsible for your conduct and compliance with these terms.
Prohibited Uses
Avoid all activities listed below:
Intellectual Property Rights
All trademarks, content, and site design elements are property of Novexarila unless otherwise noted. Do not use, copy, or modify for unauthorised purposes. Requests for any use of content should be sent via the contact form.
User-Generated Content
Content posted by users must be lawful, respectful, and not infringe on intellectual property. We reserve the right to remove inappropriate material.
Rights in User Submissions
By submitting content, you grant us permission to use it for website purposes within legal and ethical boundaries.
Privacy and Data Protection Policy
View our dedicated Privacy Policy for details on how we handle, store, and protect your data on novexarila.pro.
Read Privacy PolicyDisclaimers and Limitation of Liability
Read the following disclaimer and limitation of liability before using our site.
No Guarantee Disclaimer
Advice and content are for informational purposes. Results may vary and are not guaranteed.
Limitation of Liability
We are not liable for damages resulting from website use—direct or indirect—to the fullest extent permitted by Malaysian law.
Indemnification
Users agree to indemnify Novexarila for claims, damages, or losses related to site misuse or content violations.
Governing Law and Dispute Process
Disputes are managed according to Malaysian law.
Arbitration
We may recommend arbitration to resolve disputes effectively and fairly.
You will be notified if arbitration is required before legal action proceeds.
Online Dispute Resolution
Where available, users may use Malaysia’s online dispute resolution services. Visit the appropriate authority for details.
Visit ODR AuthoritySeverability
If a part of these terms is unenforceable, the remainder still applies and is valid.
Entire Agreement
These terms represent the entire agreement for use of novexarila.pro regarding financial advice and site interaction.
Applicable Law and Jurisdiction
Malaysian laws apply to all site terms, disputes, and proceedings.
Termination
We reserve the right to restrict your access at any time for violations or at our discretion.
Changes
Policy updates may occur. Check this page regularly for the latest version.
Contact for Terms
For questions about these terms, contact us using the site form or provided addresses.
Contact Email: content@novexarila.pro
Contact Number: +60 179-003 3704
Mailing Address: Infinity8 Reserve JBCC, Level 18 & 19, Menara JLand Johor Bahru City Centre, Jalan Tun Abdul Razak, Johor Bahru 80000 Malaysia
Effective Date: December 30, 2025
Version: 2.1